{"id":53651,"date":"2014-07-18T13:11:46","date_gmt":"2014-07-18T10:11:46","guid":{"rendered":"https:\/\/ch10.co.il\/?p=53651"},"modified":"2025-08-07T09:41:47","modified_gmt":"2025-08-07T06:41:47","slug":"%d7%90%d7%99%d7%9a-%d7%9e%d7%a0%d7%94%d7%9c%d7%99%d7%9d-%d7%9b%d7%9c%d7%9b%d7%9c%d7%94-%d7%aa%d7%97%d7%aa-%d7%90%d7%a9-%d7%98%d7%95%d7%a8%d7%95-%d7%94%d7%a9%d7%91%d7%95%d7%a2%d7%99-%d7%a9%d7%9c","status":"publish","type":"post","link":"https:\/\/ch10.co.il\/en\/news\/53651\/","title":{"rendered":"How to Manage an Economy Under Fire \u2022 Micha Sholem Makes Order"},"content":{"rendered":"

Despite my sincere desire to continue the business columns without interruption, I am forced to deviate from the order and point out a number of critical points in light of the security situation.<\/span><\/p>\r\n

I will give a brief overview of the laws and procedures for businesses up to 40 km from the Strip.<\/p>\r\n

Deferral of tax payments<\/b><\/p>\r\n

According to the Minister of Finance's directive, VAT payments and tax advances were postponed to the 25th of the month. It should be noted that the Minister of Finance also instructed the teams in the ministry to refrain from collection actions and transferring cases to enforcement and to try to be overly sensitive to settlement payments and deferred payments.<\/p>\r\n

This does not mean that it is permissible or advisable not to pay.<\/p>\r\n

The rest of the businesses in Israel received a deferral of VAT payments and income tax advances until the 20th of the month (this coming Sunday).<\/p>\r\n

Financial promotions<\/b><\/p>\r\n

The various banks have updated promotions, loans at preferential interest rates for businesses up to 40 km from the Strip. Also, people who took out discounted mortgages from the state received a two-month grace period for current payments [i.e., a postponement of mortgage payments].<\/p>\r\n

Please note that for checks that were returned due to insufficient funds during Operation Protective Edge for businesses within 40 km of the Strip, business owners may contact the bank and request that they be removed from the list of returned checks.<\/p>\r\n

However, you must remember that the responsibility for requesting the check to be removed from the records lies with you, and that you must proactively apply and document the request, and even monitor its actual execution.<\/p>\r\n

And here we move on to all the "other" businesses that are far from the missile landing areas:<\/b><\/p>\r\n

My friends, the business owners.<\/p>\r\n

When it's "hot" in the South, the general mood drops. All over the country.<\/p>\r\n

The ultra-Orthodox sector sometimes behaves as if it is in a bubble and consumers buy as if there is no tomorrow, but shopping malls and chains are reporting a declining trend in their revenue, and the phenomenon is only getting wider.<\/p>\r\n

If you are built on a balanced flow, and your balance sheet is "on the rocks", it is recommended that you apply now and look for sources of credit 'until the wrath passes.' Don't wait until the last minute when the checks start coming back.<\/p>\r\n

New campaigns, and bank credit<\/b><\/p>\r\n

\u00a0Unfortunately, this is not the time for business launches and openings with parties and PR, and certainly not the time to hold a noisy and colorful happening.<\/p>\r\n

If you have planned something like this, it is recommended to postpone it and start with a "soft launch", without wind and bells.<\/p>\r\n

Leave the parties for after the fighting subsides.<\/p>\r\n

Remember: It is better to contact the bank a moment before, explain the situation, plan together with the banker (or before you reach him) what your needs are in terms of credit, take a safety margin and receive the framework and\/or loan today.<\/p>\r\n

Also regarding repayments, don't be tempted to take out a short loan that will be repaid within a few months.<\/p>\r\n

Keep in mind that in the coming months the recovery will be gradual, and you will not necessarily have enough money to maintain a current lifestyle, including maintenance costs and loan repayments.<\/p>\r\n

If the bank responds negatively, turn to the GMC and\/or family members (in other words: I mean never, ever, turn to the gray market).<\/p>\r\n

As a help to businesses within a 40 km radius of the Strip, and in collaboration with the wonderful website Haredim10, I am providing businesses there with free business consulting for the next two weeks.<\/p>\r\n

Contact me directly by email: micha@marketing-s.co.il<\/p>\r\n

I will try to get back to you within one business day, and give as much advice and wisdom as I can to help you through this difficult time.<\/p>\r\n

\u05e9\u05dc\u05db\u05dd \u05d1\u05d0\u05d4\u05d1\u05d4,\r\n\u05de\u05d9\u05db\u05d4 \u05e9\u05d5\u05dc\u05dd.<\/p>\r\n

\u2022 The writer is the CEO of the consulting firm M&S, which specializes in business consulting, raising credit for businesses, building and improving sales departments, valuations and recovery plans. And he is the founder of the 'School of Business Management - Startup'.<\/p>","protected":false},"excerpt":{"rendered":"The war years in the South provide business owners with a series of benefits that may make it easier \u2022 How to deal with questions of credit, new campaigns, and cash flow? \u2022 Micha Shalom in a special column in the shadow of the war","protected":false},"author":53,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[842,759,1289,32308,5968],"class_list":["post-53651","post","type-post","status-publish","format-standard","hentry","category-4","tag-842","tag-759","tag-1289","tag-32308","tag-5968"],"acf":[],"yoast_head":"\n\u05d0\u05d9\u05da \u05de\u05e0\u05d4\u05dc\u05d9\u05dd \u05db\u05dc\u05db\u05dc\u05d4 \u05ea\u05d7\u05ea \u05d0\u05e9 \u2022 \u05de\u05d9\u05db\u05d4 \u05e9\u05d5\u05dc\u05dd \u05e2\u05d5\u05e9\u05d4 \u05e1\u05d3\u05e8 - 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